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A guide to buying a safe

There are a number of questions that need to be answered before you consider which safe to purchase.

1. What items do you want to protect?

 These can be electronic devices (laptops, cameras or data), jewellery, cash, documents (bonds, ISA’s, passports, stocks, marriage/birth certificates…)

 2. What size of safe do you require to hold these items?

Smaller safes <50kg are lighter and can be installed without the need for a specialist, however larger safes can weigh over 500kg and would require a specialist to install them due to their weight. We would suggest a survey to be carried out prior to any heavy safe being installed.

 It is advised you check with an architect or a structural engineer if the floor at designated location is able to carry the weight, and/or if there any installations below the surface for example heating or water pipe(s), electrical cable, phone wires or similar.

3. What is the maximum value (cash value) of the items stored?

Safes have two values for the items stored – A cash value and a non-cash value. The non-cash value is normally 10 times the cash value.

 4. Where do you want the safe located? 

 Please see point number 2.

 Can I bolt my safe to the floor?

The majority of our safes are prepared to be anchored to the floor or wall. Details can be checked at the specific product text. Please see section 2 for installation advice.

5. Which lock is more secure?

All locks are certified according to EN 1300. This applies to both and electronic combination or a manual key lock. Each type of lock carries its own benefits.

The benefit of choosing a manual key over electrical combination is,

 •             it is easy to use

•             it is easy to understand, no programming required

•             it is mechanical so you do not need batteries or a keypad

Should you choose a key lock, your insurer will advise on where you should keep a key, usually with you at all times and secure the spare key(s) all times in a safe location. If this is not your preferred option, then perhaps an electronic lock might be your preference.

 The benefit of choosing an electrical combination over a key lock is,

•             no physical key handling and storage

•             no hassle with broken or lost keys

•             easier use for more persons to open safe

Should you choose an electronic lock you should bear in mind the life span and maintenance of the batteries. You are responsible for your security code and must avoid anybody seeing you entering it into the safe (read out by watching)

 6. Can I extend the warranty? 

 We do not offer this. For most safes we offer a 2 year warranty commencing on the date of the purchase invoice.

 7. Why would I need a fireproof safe?

We all have in our homes important documents of some description. These can include wills, title deeds, passports, birth certificates, and wedding certificates.

For most documents it is not impossible to get copies of these. It can prove to be incredibly costly and time consuming to attempt to source copy documents. Considering a replacement passport costs in the region of £88.00 (July 2019) when done electronically. You will also need ID in able you to obtain replacement documents. All of this takes up a lot of time which can be prevented if stored inside a fireproof safe. It is worth adding a total of how much it would cost to replace all documents to give you an approximate budget. Not only will it protect them from a fire but they will also be securely locked away and helps you keep everything in order and in one place, not lying around at several locations allowing easy access to possible identity fraud.

8. What type of lock do you require?

We offer a manual key lock with 2 keys as standard, but the majority of safes can be upgraded to electronic locking.

 9. Accreditation

Many suppliers, such as Metric Safes, source safes from a third party manufacturer. Metric Safes source all their safes from Format-Tresorbau our sister company based in Germany. Format-Tresorbau is one the leading Safe Manufacturers in Germany.

They are committed to supplying safes of a very high quality that meet and often surpass industry standards. The common European standards for safes are EN14450, EN1143-, VdS 2344:2014-07, and VdS 2450:2012-1.

In order to meet these standards, the safe will have passed vigorous, independent tests so you can be sure when purchasing a product form Metric Safes they are of the highest standards in Europe.

The Standard will be demonstrated on the safe with clear labelling and the appropriate security rating.

Metric Safes offer safes with an insurance rating (as at July 2019), ranging from £6.000 cash/£60.000 valuables (Grade 0) to £35.000 cash/£350.000 non cash valuables, (Grade 3) although some of our smaller document safes have a lower Cash value.

The majority of Metric-safes are tested by AiS stands (Association of Insurance Surveyors), a respected body of individual risk control and reduction experts working in the insurance market throughout the UK.

Where you see the AiS logo shown with an image of a safe, that product appears on the AiS list which means you will receive the cash and content rating advertised.

In all instances we would always recommend you speak with your insurer before purchasing a safe for your own clarification.

10. Can I purchase a safe hinged on the left/right?

All our safes are delivered with right hinges only.

11. What does AiS approval mean?

The Association of Insurance Surveyors, short "AIS", is an organization independently evaluating insurance risks for UK insurance agencies. Their goal isto ensure products and services meet certain criteria. AIS assess and testrisk factors on behalf of insurance companies.This includes providing recommendation for safes with ratings that certify whatkind of cash value they are capable of reasonably protecting from theft or damage. A safe that is AIS approved will be given a rating in cash value starting with £1,000 up to several hundreds ofthousand’s ofGBP. For physical non cash values this figure isusually a multiple of 10. A safe which has a cash approval of £2,000 by AISis also approved to secure £20,000 in non cash valuables.

12. What does Eurograde safe rating mean?

A Eurograde rated safe is one that has passed certain tests at differing levels to provide you a security rating for insurance purposes. They are usually tested by prestigious testing house with most models being tested by ECB.S or VdS. This is a standardised system which ensures that if a safe is listed as a Eurograde, it has passed certain tests and varying levels dependent upon the grade level.

A Eurograde safe will be tested to EN1143-1 level for theft attempt. Safes are tested with a variety of tools and for differing and lengthening timescales and are then scored according to how they respond to these tests. Each grade will be tested for a different tool list used, starting at Eurograde 0 through to13. All above level 7 are not a standard safe, but a safe room. The safes usually used within a private dwelling or retail area are 0 to 5. The Eurograde system offers cash ratings to guide you to the right safe for insurance purposes.

Please check following list from certification body:

https://essa.world/_rubric/index.php?rubric=ESSA+EN+Products+Insurance-Amounts+Europe

Eurograde 0 gives cash rating of £6,000 and therefore a contents rating for valuables of up to £60,000 in UK, these figures are accurate as at July 2019. If your valuables exceed this amount you would need to upgrade to a higher level. The higher the grade of safe the higher the insurance cost and coverage. To calculate the suitability of the safe for the contents you are storing you will need to estimate the value of the combination of cash and contents then you will need to make a total values calculation divide it by 10 and add it to the level of cash you will be keeping.

There are further certificate tests from other testing bodies available to Eurograde safe manufacturers such as fire testing and drop testing and these accreditations are listed if applicable on our product pages.

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